Foster Wealth Management is one of Canada’s oldest independent private lenders, operating since 2007 under 1000787058 ONTARIO CORP. We provide fast and reliable loans to individuals and small businesses across the country.
We offer Personal Loans (from $2,000 to $25,000), Business Loans (up to $250,000), and Home Equity Loans (based on your property value).
Most applications are reviewed and approved within 24 hours, with funds released shortly after.
Unlike traditional banks, we don’t require lengthy paperwork or perfect credit scores. We are a direct lender, which means faster approvals, higher approval rates, and no unnecessary delays.
No. We work with clients who have less-than-perfect credit, low credit, or even no credit history. Our focus is on your income and equity, not just your credit score.
Yes! Many of our clients come to us after being declined by banks. With a 98% approval rate, there’s a high chance we can help you.
Personal loans range from $2,000 to $25,000, while business loans go up to $250,000. Home equity loan amounts depend on your property’s value and mortgage balance.
Not always. Personal and business loans don’t require homeownership. However, home equity loans are based on the equity in your property.
Simply visit our Apply Now page and fill out the online form. The application takes less than 5 minutes to complete.
No. Checking your eligibility will not impact your credit rating. We only perform a soft check during the approval process.
In most cases, you’ll only need basic information like proof of identity, income details, and property information (for home equity loans). No complicated paperwork is required.
Yes, absolutely. We regularly work with self-employed individuals and small business owners who may not meet traditional bank requirements.
Our rates start as low as 8.6% for personal loans and 8.99% for business loans. Home equity loan rates vary depending on your property value and financial situation.
No. Foster Wealth Management does not charge any upfront fees of any kind.
Never. We pride ourselves on 100% transparency, so you’ll always know exactly what to expect.
Repayment terms are flexible and tailored to your financial situation. During the application process, one of our brokers will explain the best repayment options for you.
Yes. You can repay your loan early without penalties, which can save you money on interest.
If you ever experience difficulties, contact us right away. Our team will work with you to find a solution that helps you stay on track.
You can call us directly at 437-219-8044 or email us at info@fosterloans.com. Our team is always ready to help.
416-845-1603
